Klever Coverage Inc. Website: www.klevercoverage.com Effective Date: June 19, 2026 Last Updated: June 19, 2026
1. Introduction
Klever Coverage Inc. ("Klever Coverage," "we," "us," or "our") is an independent insurance agency licensed in the State of Texas. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit www.klevercoverage.com (the "Site"), request a quote, communicate with us by phone or text message, or otherwise use our services (collectively, the "Services").
By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with this policy, please do not use our Services.
Because we provide insurance and financial products, certain of our information practices are also governed by the federal Gramm-Leach-Bliley Act (GLBA) and applicable Texas Insurance Code privacy provisions. Where those laws apply, they supplement this policy.
2. Information We Collect
We collect information that you provide directly, information collected automatically, and information we receive from third parties in order to quote, place, and service insurance.
Information you provide directly may include:
- Identifying information such as your name, mailing and email address, phone number(s), and date of birth.
- Insurance-related information such as driver's license number, vehicle identification numbers (VINs), property addresses and characteristics, prior insurance history, claims history, and information about household members or covered drivers.
- For commercial and trucking clients: business name, DOT/MC numbers, fleet and driver information, and operational details needed to quote commercial lines.
- Sensitive information where necessary to provide insurance, which may include Social Security number, financial account or payment information, and, where relevant to coverage, certain health-related information.
Information collected automatically when you use our Site may include your IP address, browser type, device information, pages viewed, and similar usage data collected through cookies and analytics tools.
Information from third parties may include consumer reports, motor vehicle records (MVRs), insurance scores, claims databases, and information from insurance carriers, lead providers, and similar sources used to prepare and service your quotes and policies.
3. How We Use Your Information
We use the information we collect to:
- Prepare insurance quotes and proposals and present coverage options.
- Submit applications to and communicate with insurance carriers on your behalf.
- Issue, service, renew, and manage your policies and assist with claims.
- Respond to your inquiries and provide customer support.
- Send you transactional and service communications, including by phone, email, and SMS where you have consented (see Section 5).
- Operate, maintain, and improve our Site and Services.
- Comply with legal, regulatory, and licensing obligations.
- Detect, prevent, and address fraud, security issues, and misuse.
4. How We Share Your Information
We share information only as needed to provide and support our Services. We may share information with:
- Insurance carriers, wholesalers, and underwriters to obtain quotes and place and service coverage.
- Service providers and vendors who perform functions on our behalf (for example, agency management systems, communications platforms, payment processors, and IT providers), under obligations to protect your information.
- Regulators, law enforcement, and other parties when required by law, subpoena, or to protect our legal rights.
- Successors in connection with a merger, acquisition, or sale of assets.
We do not sell your personal information.
Important SMS Data Exclusion
No mobile information, text-messaging opt-in data, or consent will be shared with any third parties or affiliates for marketing or promotional purposes at any time. All of the data-sharing categories described above exclude text-messaging originator opt-in data and consent; this information will not be shared with, sold to, or rented to any third parties. Information may only be shared with subcontractors strictly in support of the messaging service itself (for example, our SMS platform provider), and never for their independent marketing.
5. SMS / Text Messaging Program
This section describes our text messaging (SMS) program and the terms that govern it. By opting in, you agree to the practices described here.
Program description. When you provide your mobile number and consent, Klever Coverage may send you text messages (from (817) 819-8196) related to our insurance services, including quote follow-ups, appointment scheduling and reminders, policy and account notifications, document requests, payment and renewal reminders, claims-related updates, and customer support.
How we obtain your consent. We collect your express consent to receive text messages in two ways:
- Online form — When you submit your phone number through a form on www.klevercoverage.com that includes a clearly labeled consent disclosure and a checkbox or equivalent affirmative action indicating you agree to receive text messages from Klever Coverage. Consent is always optional and is never a condition of receiving a quote or purchasing insurance.
- Verbally — When you provide your mobile number and verbally agree to receive text messages during a phone call or in-person conversation with a Klever Coverage representative. We maintain records of when and how verbal consent was obtained.
Consent to receive marketing or promotional text messages is not required as a condition of purchasing any goods or services.
Message frequency. Message frequency varies and depends on your interactions with us (for example, your stage in the quoting process or your servicing needs). You may receive recurring messages.
Message and data rates. Message and data rates may apply. Klever Coverage is not responsible for charges assessed by your wireless carrier.
Opt-out. You can cancel text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send a one-time confirmation message and will not send you any further text messages unless you opt in again. You may also contact us using the information in Section 12 to be removed.
Help. For help, reply HELP to any message, or contact us at hello@klevercoverage.com or (817) 719-1416.
Carriers. Carriers (including AT&T, Verizon, T-Mobile, and others) are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is not guaranteed.
Eligibility. You must be 18 years or older and the account holder or authorized user of the mobile number to opt in.
TCPA and compliance. Our messaging program is operated in accordance with the Telephone Consumer Protection Act (TCPA), CTIA Messaging Principles and Best Practices, and applicable carrier (A2P 10DLC) requirements.
6. Cookies and Analytics
Our Site uses cookies and similar technologies to operate the Site, remember your preferences, and analyze traffic and performance. You can control cookies through your browser settings, though disabling them may affect Site functionality. We may use analytics services that collect usage information to help us understand and improve the Site.
7. Data Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. Data Retention
We retain your information for as long as necessary to provide the Services, maintain your policies and records, comply with our legal, regulatory, and recordkeeping obligations (including insurance and tax recordkeeping requirements), resolve disputes, and enforce our agreements.
9. Your Privacy Rights
Depending on your state of residence, you may have rights regarding your personal information, including the right to request access to, correction of, or deletion of certain personal information, and to opt out of certain processing.
Texas residents: Under the Texas Data Privacy and Security Act (TDPSA), you may have the right to confirm whether we process your personal data, access and obtain a copy of it, correct inaccuracies, request deletion, and opt out of the sale of personal data or targeted advertising. To exercise these rights, contact us using the information in Section 12. We will respond as required by applicable law and may need to verify your identity. Note that certain information we hold as a financial institution is governed by the GLBA and may be exempt from some of these rights.
To exercise any rights, contact us at hello@klevercoverage.com or (817) 719-1416.
10. Children's Privacy
Our Services are not directed to children under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us so we can delete it.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date above. Material changes will be posted on this page. Your continued use of the Services after changes become effective constitutes acceptance of the updated policy.
12. Contact Us
If you have questions about this Privacy Policy or our information practices, contact us at:
Klever Coverage Inc. 1932 Bending Oak St. Aledo, TX 76008 Phone: (817) 719-1416 SMS: (817) 819-8196 Email: hello@klevercoverage.com Website: www.klevercoverage.com